Retirement and Savings Products

The Coronation retirement products and endowment plan have been designed to be transparent and easy to understand. With unit trusts as the underlying investment structure, you know exactly where your money is invested at all times. All information relating to your investment is available real-time via our secure website, and communicated to you at the end of each quarter. By using our flagship fund range you can leave most of the investment decisions to us.

Each product is flexible, allowing for the switching of funds within the Coronation unit trust range as your circumstances change. Furthermore, there are no time-related penalties; allowing you the opportunity to reduce, stop or resume your contributions without incurring any additional costs.

Coronation allows you to transfer to other funds or product providers and have access to your capital within the legislative parameters.

Consider how best to house your investment

Once you know which fund/s in which to invest, you need to consider how best to house your investment.

South african funds

Access to the world of investments for as little as R500 per month. By investing in one of our flagship funds you can leave most of the investment decisions to us. Simply invest in a fund that matches your individual needs.

READ MORE ABOUT SOUTH AFRICAN FUNDS
INTERNATIONAL FUNDS

Access global financial markets by investing in a rand-denominated fund, or use your offshore allowance to invest in one of our foreign currency funds.

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Tax-Free Investment

The Coronation Tax-Free Investment allows you to invest in a range of funds without incurring any tax. Your savings won’t be taxed for the duration of your investment, or when you sell.  

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RETIREMENT ANNUITY

Tax-efficient, flexible and transparent means to saving for retirement. Reduce, stop or resume contributions without incurring any additional costs.

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Preservation Pension
or Provident Fund

Preserves and grows existing retirement savings until retirement age.

If you are changing employment, and have already built up savings in an occupational pension or provident fund.

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Living Annuity

Provides post-retirement income upon retiring from a retirement annuity, pension, provident or preservation fund.

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Endowment Plan

Creates wealth tax-efficiently for investors with a marginal tax rate greater than 30% and a minimum investment time horizon of 5 years.

READ MORE ABOUT ENDOWMENT PLANS