Personal finance
Post-retirement income options revisitedWhile we believe the changing environment makes a stronger case for living annuities, retirees continue to prefer guaranteed annuities.
January 2025 · 5 min read
Read More

All articles in Personal finance
Whether you're just starting out or looking to save more, these insights can help you take the next step toward your investment goals.

Join Investment Specialist Naledi Makiwane as she discusses this award-winning international investment portfolio prioritising capital preservation and moderate growth.

Join Investment Specialist Bernard Wessels in exploring the Coronation Global Strategic USD Income strategy.

Join Investment Specialist Insaf Kamish as she explains this new route to accessing Coronation's range of well-established and proven international investment strategies.

In retirement, achieving capital growth ahead of inflation and maintaining a stable income drawdown are crucial financial goals. Coronation Capital Plus, with its potential for high equity exposure and strategic capital protection, offers a solution for investors seeking sustained real returns above inflation.

Tune in as investment specialist Dorette Britts explains the benefits of protecting your purchasing power in retirement. Learn how to navigate inflation, longevity, and market risks to secure a stable income stream for life.

Pieter Koekemoer talks to the ‘cost’ of accessing the new ‘savings pot’ as part of the Two-pot Retirement System, effective September. While a welcome inclusion in the case of an emergency, its long-term impact may significantly diminish one's retirement savings and standard of living later in life.

We recently conducted a client survey that revealed a crucial insight about the gap between investors' return expectations and market reality. For sound decision-making and sustained financial success we unpack what this may mean for investors, and in particular income fund investors.
“Anything worth saying is worth repeating.” – Humble the poet
Broaden your investment horizons with a true global manager

It’s understandable that in times of high interest rates, investors are attracted to the ‘safety’ of cash or fixed-rate term deposits, but over the long term, it is equities that will provide the returns that will beat inflation. Watch now to find out why.

How to maximise your potential returns and reduce costs and taxes over time to secure your retirement, build wealth, and enable your investments to grow tax-free.

Watch Pieter Koekemoer, Coronation’s Head of Personal Investments Business, as he explains why Retirement Annuities (RAs) offer even more attractive benefits going into the new year and how to avoid non-investment risks that can impact your financial security.
Understanding your chosen fund’s risk and return targets is key.
Content in collaboration with Smart About Money.

Investment Specialist Kim Deane explains how the Coronation Global Managed Fund is designed as a single offshore solution for the majority of investors. Its ability to invest across a variety of listed asset classes provides it with the means to deliver solid risk-adjusted returns for long-term investors.

Investment Specialist Amika Gordhan talks to the importance of offshore in an investor’s total portfolio and that while the increased exposure (45%) achieved through a balanced fund may be enough, for many additional exposure is essential. Investing offshore has never been as accessible as it is today, no matter your financial position. All it takes is $500.
Together with the attractive opportunities we are finding in global fixed income markets today, we believe Coronation Global Capital Plus offers a compelling collection of assets suited to the needs of conservative international investors.
And why it is not too late to remedy?

No one wants to risk running out of money, and certainly not in retirement. We unpack three key considerations in mitigating against these risks.

See how our carefully balanced risk-conscious approach has delivered significant investment returns for over two decades.
For investors with a long time horizon and a global outlook.
2022 saw a dramatic resetting of interest rates, creating an opportunity set in global fixed income markets that we believe investors should be positioning their portfolios for.

Are you considering a cash investment due to risk and the need for quick access to your savings? Watch Portfolio Manager Mauro Longano as he takes us through a few compelling alternatives for cash investors. You may want to opt for a Fixed Income Fund, which will work harder than simply leaving your money in a bank account.

Amika Gordhan, unpacks why balanced funds are so popular with the 5 Benefits of Balanced Funds and how the Coronation Balanced Fund has delivered superior returns at a reduced level of risk.
Add compounding to the tax you don’t pay.
Remember your own tolerance for risk
Unfortunately not, our analysis shows
How we take advantage of return opportunities while being conscious about risk
Leaning into a once-in-a-decade dislocation between price and value.
Current valuations relative to history point to attractive future return prospects.
A combination of domestic assets and global equities will help funds achieve their real return expectations
While 2021 was a strong year for investors, we still see opportunities for those who get started this year.
How Coronation Top 20 fund has benefited investors.
It’s a no-brainer
Understanding risk profiles and having realistic return expectations are key.
Three fund anniversaries highlight the value created for investors.
Celebrating the anniversaries of three of our multi-asset funds
A history of consistent alpha generation in local and global markets
It’s about how, not when